Insurance Scam

This caught my eye today on a medical insurance company's website:

Have a look at the Exclusions.  In case you can't read it, here's what it says:

'Exclusions: Any Pre-existing Condition, AIDS, HIV, Suicide, Under the influence of drugs or alcohol and more'

I'm not sure which part amuses me most - the 'and more', which could extend to pretty much anything they felt like, or the 'Suicide'.

C'mon, really - suicide?  'Cause, you know, I'd want to make sure I collect insurance after I'd topped myself...